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Gold loan calculator

How much you may borrow against gold (loan-to-value) and what the interest comes to.

Rate filled with today's estimated rate (11 Nov 2026, 19:43 IST), before GST. Use your jeweller's or lender's rate for the real figure.

How it is calculated

Gold value = weight × purity ÷ 0.999 × the 24K rate. Loan = gold value × loan-to-value. Interest = loan × rate × months ÷ 12 (simple interest; many lenders charge monthly, check the scheme).

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